Refinancing short term can be a great way to give your own efforts to build a jolt funds.

Talk to your lenders before adjusting rates and not after, as it may be too late.
When do I pay the PMI premiums? Most lenders require that you pay the premium for the first year to the end, so do not forget to add it when you determine your closing costs.

A VA streamline refinancing plan is a quick and easy way to trim down the interest rate on your loan or increase the recovery period.

When is it not a good decision to refinance? To benefit from refinancing your mortgage, you have to stay in your home long enough to reach equilibrium.
The current credit crisis to the bursting of the bubble in the subprime mortgage rate presaging a significant increase in seizures of property.